Dissecting Lifestyle choices impacts

Quote :

Young man, make your name worth something.

By Andrew Carnegie

Calling routine:

You are tied up with your routine but have a long pending call to make to a contact or a business contact or a personal contact. Where you probably need to even it out. Where the lingering issues stay crumpled and await to be ironed out..

Outstanding Follow-up:

So there is follow-up you have to do. Rather told by your boss and you are postponing it out of lack of knowledge or there are some bridges burnt that first need to be cooled off. For no question of revert to your follow-up call until due resect is paid yo another person out there. Everyone is expected to treat others the way they expect to be themselves.

Credit Card Traction:

Credit card is your ultimate boss because some are dependent on it for their hyped lifestyle that they cannot do with the debit mode. And there are people to be aped and equated on the IG, FB, X or maybe some other such social handle I am quite unaware of. Came across a new banking executive who contacted me and we had a small chat. Out of curiosity, I asked him few questions of interest to him. He said in the flow of conversation that many youngies and newly employed are taking 5 x more credit of loan than what they actually take home. I asked the reason. He said it is comparison vice and overspending on brands that they cant afford in such a bulk and in such period of time. Get here some of my Positive brainers to help you get beyond debt zone and live mindfully.

Weekly Commitments:

Weekly progress meeting with the boss. I have seen many doing it all except to eating the frog first thing first. Certain important high end requirements of the boss or trade are kept aside and not so vital is done first . It is out of lack of understanding of the need of the hour than any other reason mostly. Reason being with many folks the morning begins with a huge submission to device immersion reels and media clutches than few moments to ponder and jot on the best plan of the day.

Internal Support:

A nagging problem with your workstation is bogging you done since weeks, and you are asking someone for help day in and out. Procrastination rules the roost. Say your IT helpdesk is busy with a major issue or ot of place for a day or two. The mind takes this as a sweet excuse and totally gets into withdrawal mode, postponing the issue to indefinite future. Suddenly the day of big presentation to directors spruces up and dear me. The very gap in your system is where the cream of the upcoming meet lies. There you go ,hope luckily. It was only a matter of a email and a follow-up call.

Status Debts:

As my neighbors, and colleagues possess, I just cant breathe until I possess that high end luxury vehicle. Rather squeeze my resources but buy an costlier one. Inflation takes no empathy to anyone, the salary raise are turning into a rarity and ones unreasonable drive is leading you to contact another bank for a credit card.

Parenting duties:

Parent teacher meeting to be done. The latest academic performance trend of your child is unknown. All sink deep into the device even if they site around together at home. There is less time to ask on what is the progress, studies, teachers remarks in homework books. Participation in elocution or oratory programs, sports and the sort. A family walk is thing of the past.

Meeting Deadlines:

A project has been kickstarted by the company and every project involves raw materials, processes, resources and deadlines. One has to consistently work towards the projected goals and deadlines. The customer pays advance at times and then awaits for his product with the bunch of expectations clearly laid out in the kick off meeting. The supporting staff is there to deliver but the key person has to be consistently on top of his game at all times. For customer return should be the sole lookahead deciding factor of your business success. Much inline with Jeff Bezos theme of customer obsession.

Pending clarifications:

Existence of certain ambiguities may still unresolved for long due to behavioral or social reasons. Sometimes there is difference of opinion between departments, or key persons which can be the root cause of delay in clarifications. This can hold back work progress and affect project output in terms of ROI, the return on investment.

Utility Dues:

Lineage of expenses all going out as EMIs and utility bills also are a important item to be paid for general and daily use. Say the power consumption, electricity use, water bills, gas charges and so forth, vehicle EMIs . When either of these get missed, the sellers are merrymaking charging interest. First they made us merry while selling with lofty greenery to pool the money in. Then again they see themselves merry by offering one on one avenues to spend and overspend.

Belonging Instalments:

House instalments cost dearly all the world over. Real estate is a favorite investment to splurge for for the rich. Many work hard all the way to reach a stage to buy a first small house with some down payment and rest of it on mortgage. By payment of EMI per month over number of years. It is better to know how much the interest elements will multiply. As by end of the loan period, you have well paid handsomely triple the amount of purchase. Similarly for vehicles.

Societal Obligations:

There are the society or community maintenance charges. The community we live in expects us to share not only the maintenance and convenience charges but also to show up for periodic group meetings or annual general body meetings. Meetings that are fruitful are benefit, whereas those will less direction are wastage, as time invested is more precious than money invested.

Medical Checks

Money spent on periodic medical checks cost good as well. With due care and exercises, well rounded attention given to yourself in late twenties to thirties end. The results will stun you as your medical expenses will have come down. Here parental legacy makes a genetic difference. If your parents and siblings have injected the habit of wellness in you, you are less likely to invest amazingly high in your health and their health expenses. Medical insurance cover here comes handy but costs in instalments as well.

Informal Gatherings:

Informal family gathering are a great way to build and re-build lost or weakened connections that have lost vigor out of your routines of locations in distant parts of the world. This is a place where people dish out on gifts, food, wine and lounges. Many of these are not direct payments and are debt driven. Small now, quickly grows into a tree of high outstanding if gone unnoticed. Interest builds up as cumulative as the principal investment.

Progress Review:

You have a progress review to do and lot of time has been spent on the device sink tank. The review likely is a intermix of several metrics factors .And of the interplay between these factors. Each factor influences the trendline of another. So, becomes vital so tee that all metrics are considered and treated to proper and analysis by exert hands from varying disciplines.

Training Schedule:

A upcoming AI related training is scheduled. To get maximum possible benefit from the training and to ensure charting down all the grey areas to be clarified during the development session.

Furniture mortgage:

Out of so many items, the furniture on mortgage and money to be doled out on its EMI. The tendency here is to get the nest possible at lowest possible EMI. What is missed out is the 2x or 3x amount paid in the long run.

Tour Instalments:

Looking at celebrities in the IG,X, some cant resist visiting exotic locations at best plush locales and high-end stay-ins. Again adds to overload and accumulates in the instalment pocket. Leading it to be a highly expensive affair in the long run.

Professional development:

Professional development is immensely vital. Better the spend here takes on books and courses, memberships and digital magazines. Than large TVs have a larger library. Certain companies install intranet universities for learning of courses that relate to business the organization deals in.

Conclusion:

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